thanksinvestor

Mutual Funds are divided basically into 2 parts 1.        On the basis of Objective 2.        On the basis of flexibility On the basis of Objective Equity Funds /Growth Funds Main objective is to invest in shares and give capital appreciation to investors. This is again divided into 8 parts ·          Diversified Funds ·          Sector Specific l Funds ·          Index Funds ·          Tax Saving Funds ·          Debt/Income Funds ·          Liquid Funds/Money Market Funds ·          Gilt Funds ·          Balanced Funds Diversified Fund – The investors money is invested a...

Who regulates Mutual Fund ? Securities Exchange Board of India (SEBI) What are the benefits of investing in Mutual Funds?   There are several benefits from investing in a Mutual Fund: Small investments:   Mutual funds help you to reap the benefit of returns by a portfolio spread across a wide spectrum of companies with small investments. Professional Fund Management:   Professionals having considerable expertise, experience and resources manage the pool of money collected by a mutual fund. They thoroughly analyse the markets and economy to pick good investment opportunities. Spreading Risk:   An investor with limited funds might be able to invest in only one or two stocks/bonds, thus increasing his or her risk. However, a mutual fund will spread its risk by investing a number of sound stocks or bonds. A fund normally invests in companies across a wide range of industries, so the risk is diversified. Transparency:   Mutual Funds regularly pro...

Now question arises what are the long term investment options PPF - Actually its not long term . It is very long term of 15 years.with interest rate of 8%(generally decided by Govt.)A PPF account can be opened through a nationalized bank at anytime during the year and is open all through theyear for depositing money. Tax benefits can be availed for the amount invested and interest  accrued is tax-free. A withdrawal is permissible every year from the seventh financial year of the date of opening of the account and the amount of withdrawal will be limited to 50% of the  balance at credit at  the end of the 4th year immediately preceding the year in which the amount is withdrawn or at the end of the preceding  year whichever is lower the amount of loan if any.Currently this facility is available with ICICI bank also.The interest is tax free. Post Office savings - Post Office Monthly Income Scheme is a low risk saving instrument, which can be availed through...

What is interest ? More or less we know what is interest.If you borrow money from somebody and use that money for your own purpose.We need to pay back for using this. There are a lot of factors which determine interest rate . Like demand supply gap , inflation and Govt policies etc. What are the various ways one can invest ? Physical Asset like gold , real estate etc Financial Asset like ppf , MF, shares... etc Here we will concentrate on Financial Asset of investments. Investment can be short term and long term. In short term Bank Account savings interest rate (4%) Liquid Mutual fund -are a specialized form of mutual funds that invest in extremely short-term fixed income instruments and thereby provide easy liquidity. Unlike most mutual funds, money market funds are primarily oriented towards protecting your capital and then, aim to maximize returns. Money market funds usually yield better returns than savings accounts, but lower than bank fixed deposits. Ba...

Some times people do feel that investing in stock market,Mutual Fund etc are rocket science.However this is not true !!!! A lay man also can do this...... how ???? Also people get confused with few buzz!!!! word like debt , portfolio, ipo etc... Here in this post i will stress on those parts where you will get to know many thing as such :) Here we need to understand what is investment ???? And why people generally invest ???? The money you earn is partly spent and the rest saved for meeting future expenses. Instead of keeping the savings idle you may like to use savings in order to get return on it in the future. This is called INVESTMENT ... Is not it !!! The purpose of investment broadly is due to either ■ earn return on your idle resources ■ generate a specified sum of money for a specific goal in life ■ make a provision for an uncertain future The question arises when we have a question when can we start investing??? Ans is as early as possible.... pro...