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Monetary Policy is generally declared by RBI and related to interest rate … I hope you all have heard this quite a often in news channels and from the speech of Rajan …. By the way what is this ? CPI,CRR,Repo,Rate cut …. OMG!!!! These are not easy and hence market is not my cup of tea J But in fact these are very simple at least common man understanding point of view … At least we can get an idea how this will impact our monthly family budget and stock market ….. So without wasting time let me start one by one...... Repo Rate: When banks want to borrow money from RBI , the rate at which RBI lends money to banks is called Repo Rate. Ex: If Repo rate is high then the then cost of borrowing is high .Then what will happen? Banks will lend money to us in a higher interest rate .Hence house loan , educational loan and other loans will be costlier for us .. Isn’t it !If banks will get loan from RBi at 8% interest rate , then they will give us loan more than that rate , it m...

Corporate fixed deposits and bonds are mandatorily required to get rated by a credit rating agency before going for a public issue. Credit rating signifies how risky or safe it is for you to invest in that financial instrument. CRISIL, CARE and ICRA are examples of some well known credit rating agencies. Following are some symbols that CRISIL gives to corporate bonds:-

It is filing for a fresh scheme of amalgamation of Tata Metaliks Ductile Iron (DI) Pipes (TMDIPL), its wholly-owned subsidiary with it. Tata Metaliks is one of the largest manufacturers of foundry-grade pig iron in the world.  Though its consolidated revenues for the March quarter declined by 7%, its profits rose by 71%, to Rs48.62 crore from Rs28.43 crore. It had a return on capital employed (RoCE) of 37%.  Tata Steel calls off Tata Metaliks merger - (Tata Steel non merger is a major relief for  Tata Mettaliks .Tata Steel is a value destroyer for minority stock holder for more than a decade now)         However, it is concentrating on high-value ductile iron pipes which are mostly used for water transmission. Some analysts expect that the DI pipes segment will benefit from government thrust on irrigation and healthy water access.  Disclaimer : I am holding this stock in my portfolio . Hence i may be biased and i may be wrong...