thanksinvestor

The topic death proof!! Really sounds something different is not it! As Napoleon Hill says death is one of the top 6 fears which force human being inactive …. And people generally cannot succeed in their life for this fear. To succeed or to get financial freedom in life we need to counter the fear of death …. Is this possible to win over death in real world????? Even I don’t know…. Still research is going on … and this topic is still debatable… But death is hard truth for all of us! Sooner or later we will die ……. But how can one get insulated from this ….. You might have seen this seen in your family or in neighbor when somebody passes away, his/her near and dear ones cries around him/her… Have you ever analyzed why these people are crying??? I will tell you …. When somebody passes away 2 things happened in real world for his family members ·          Emotional Loss ·        ...

  Everybody generally thinks stock market is a place where people come to make quick money over the night. If not we will invest now and in couple of days or weeks or in months it will make many fold and we will make quick profit by not doing anything :D ……. Just from the tips which we get from CNBC or from Times Now or from Bloomberg TV channel etc. ….. Is not it? We generally see few people are making money around us by investing in share market … They may be our friends, collogues or relatives or acquaintances … When those guys make profit (though not sure if they are true to themselves) hey tell their fascinating stories, then we think why not we!!! Then first thing we do is to open a trading account and busy share with recommendations… that we get from our near and dear or from print media or digital media or from TV channels… Who is this guy??? The answer is none other than me …… :) :) :) In late 2007 I started my job career when I started buying...

As you know recent loan of 1.25 billion loan of cairn India to Vedanta raises concern about its corporate governance and management because – Before giving such a big loan to Vedanta, either Cairn should take shareholders permission or should at least intimate share holders in much advance. Last year around this time April  2013 cairn CEO gave a statement as below “We will retain the cash in the company,”. “This will give us flexibility for accelerated discovery and production from the Barmer basin.” But now after giving loan to Vedanta, Cairn spokes person is saying as below “This loan has been extended purely as an investment yielding better returns compared to fixed deposits where such sums were earlier invested at a return of around 2-2.5% p.a. The investment has been done at a return of 3% over and above the ongoing LIBOR rates. This return is much higher than the bank deposits for similar tenure and commensurate to a margin linked to a BB rated investmen...

Share is the most profitable and risky investment avenue.It is always recommended that if you do not have knowledge , better invest in share market through mutual funds. However Share still stand holds a profitable . Some times we buy shares after getting recommendations.After that its value decreases , we do not understand why did this happen ? Sometimes in the bull market (when share market runs above daily like happened in 2007 and  happening now in 2014) we buys shares to make quick money. But once market started crashing we loose our principal money too. If you remember what happened in 2007  to the investors who invested in DLF . Sometimes IPO comes with lot of hype... we buys IPO with multiple lot and after share listed value decreases like anything and we loose our principal in that. If you remember what happened to Reliance Power when its ipo came. Sometimes we buys shares .After buying the share it started crashing . With fear we sells the share .After certa...

Disclosure : Till now whatever i wrote are borrowed idea which i wrote here when i was reading the materials from NSE site .Going forward it may follow.All the contents are for educational point of view , Do your own home work before investing .

What is an ETF? Think of an exchange-traded fund as a mutual fund that trades like a stock. Just like an index fund, an ETF represents a basket of stocks that reflect an index such as the Nifty. An ETF, however, isn't a mutual  fund; it trades just like any other company on a stock exchange. Unlike a mutual fund that has its net-asset value (NAV) calculated at the end of each trading day, an ETF's price changes throughout the day, fluctuating with supply and demand. It is important to remember that while ETFs attempt to replicate the return on indexes, there is no guarantee that they will do so exactly. By owning an ETF, you get the diversification of an index fund plus the flexibility of a stock. Because, ETFs trade like stocks, you can short sell them, buy them on margin and purchase as little as one share. Another advantage is that the expense ratios of most ETFs are lower than that of  the average mutual fund. When buying and selling ETFs, you pay your broker the same c...

What are the different investment plans that Mutual Funds offer? The term 'investment plans' generally refers to the services that the funds provide to investors offering different ways to invest or reinvest. The different investment plans are an important consideration in the investment decision, because they determine the flexibility available to the investor. Some of the Investment plans offered by mutual funds in India are: Growth Plan and Dividend Plan A growth plan is a plan under a scheme wherein the returns from investments are reinvested and very few income distributions, if any, are made. The investor thus only realizes capital appreciation on the investment. Under the dividend plan, income is distributed from time to time. This plan is ideal to those investors requiring regular income. Dividend Reinvestment Plan Dividend plans of schemes carry an additional option for reinvestment of income distribution. This is referred to as the dividend reinvestme...