Skip to main content

New to Investing

By
Some times people do feel that investing in stock market,Mutual Fund etc are rocket science.However this is not true !!!!
A lay man also can do this......


how ????

Also people get confused with few buzz!!!! word like debt , portfolio, ipo etc...

Here in this post i will stress on those parts where you will get to know many thing as such :)

Here we need to understand what is investment ???? And why people generally invest ????

The money you earn is partly spent and the rest saved for meeting future
expenses. Instead of keeping the savings idle you may like to use savings in
order to get return on it in the future. This is called INVESTMENT ... Is not it !!!

The purpose of investment broadly is due to either

■ earn return on your idle resources
■ generate a specified sum of money for a specific goal in life
■ make a provision for an uncertain future

The question arises when we have a question when can we start investing???

Ans is as early as possible.... probably from your school days .... from your pocket money ......
then make it a practice for life time till your death with discipline....

Then for how much duration we should invest ??
as long as possible.... :) compounding of your money .....

Then WHAT ARE THE THINGS WE SHOULD TAKE INTO CARE WHILE INVESTING ?????

1. obtain written documents explaining the investment
2. read and understand such documents
3. verify the legitimacy of the investment
4. find out the costs and benefits associated with the investment
5. assess the risk-return profile of the investment
6. know the liquidity and safety aspects of the investment
7. ascertain if it is appropriate for your specific goals
8. compare these details with other investment opportunities available
9. examine if it fits in with other investments you are considering or you have already made
10. deal only through an authorised intermediary
11. seek all clarifications about the intermediary and the investment
12. explore the options available to you if some


Labels:

Comments

Post a Comment

Popular posts from this blog

How to become CROREPATI guaranteed :)

By
Crorepati!!!!! Wow J It has been always an aspiration of all of us to become a man of crore… You can become crorepati by ·                      Win a Lottery  (not guaranteed) ·                      Marry a super Rich Girl  (cool technique but girl may ditch you before marriage                 Anytime J ) ·                      Inherit from your parents or from any other relative  (guaranteed) ·                      Buy a quality share and sit tight  (not guaranteed) ·  ...
3 comments
Read more

How Franklin MF Debt scheme closure will affect your returns ?

By
Here I will try to give a perspective opinion of mine on this topic . As you all know we have been going through an unprecedented situation of the century due to COVID19.Till couple of months back nobody have ever thought the world will stand still for so many days where the entire world will go back to decades economic wise and has to restart. Now coming to Franklin , funds which got closed 1.  Franklin Ultra Short Bond Fund – 0.62 years 2.  Franklin Low Duration – 1.46 years 3.  Franklin Income Opportunities – 2.55 years 4.  Franklin Short Term Income – 2.75 years 5.  Franklin Credit Risk Fund – 3.08 years 6.  Franklin Dynamic Accrual Fund – 4.28 years What is the implication of this ? 1.  Your money is locked now until AMC will make the payments. 2.  You can not Purchase,redeem , SWP and STP any longer What is DEBT scheme ? Debt scheme are the schemes where MF/NPS/PMS/ take investor money and buy ...
Post a Comment
Read more

The Monkey , Goat and Stock Story :)

By
So there was this village where one day a man appeared and said that he wanted to buy monkeys. He said that he would pay a hundred rupees per monkey. The villagers caught all the monkeys in the neighborhood and sold them to him for a hundred rupees each. Soon another man appeared and said that he would pay two hundred rupees for each monkey. But there weren't any more monkeys around. They were all owned by the first man. So the villagers went to him and said that they were willing to take the monkeys back and return his money. But the monkey owner was unwilling to sell. The villagers raised the offer price to Rs 150 per monkey, then Rs 175 and finally to Rs 199 but the man just didn't want to sell, even though he clearly didn't have any use for the monkeys. Eventually, just to see whether he would sell, they offered him Rs 200 but he still refused. The villagers were puzzled by this. Finally, one of them figured out that there must be someone else who was going to...
1 comment
Read more